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Legal information
Identity:
expatpartners ag is an independent Swiss public limited company registered in Zurich. We provide customized international insurance solutions to multinational corporations and organizations for their globally mobile employees.
Remuneration models / costs for clients:
A choice is available between two remuneration models:
Our consulting services are remunerated by the insurance companies through a brokerage commission (courtage*). No invoice is issued to the client.
The client and expatpartners ag agree in advance upon a fee (an hourly fee or a flat rate for the project). The fee will be charged against the commission (if any) paid out by the insurer to expatpartners ag (where net premiums are not possible).
Liability:
expatpartners ag can be held liable for any errors, negligence or incorrect advice in connection with our consulting and brokerage services. expatpartners carries a professional liability insurance with Chartis Europe SA in Zurich. Martin Bühler, Managing Partner of expartpartners ag, is the contact person for any complaints and liability issues.

*Information concerning the level of courtage: As a rule, the brokerage rates for the international insurance solutions offered by expatpartners ag (international health insurance, international risk plans, etc.) range from 5% to 10% of the annual premium. The courtage can also differ from these figures depending on the line of business (branch, individual or group plans, contract volume, etc.).
Duty to inform according to Art. 45 VAG Martin Bühler
Duty to inform according to Art. 45 VAG Ralph Endres